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Does Your Homeowners' Association Carry Adequate Directors and Officers Liability Insurance?

Directors and officers liability insurance (“D&O Insurance”) is insurance that protects the officers and directors of a homeowners’ association and provides coverage for liability and legal expenses that result from acts committed as a director and/or officer of the association. Because directors and officers of homeowners associations are frequently named as defendants in law suits that are filed against the association, it is extremely important for homeowners’ associations to have proper D&O Insurance for its directors and officers.